Storm Rebuilding: Looking Ahead

Back in July we explored a variety of post-storm recovery tips for homeowners, including:

• GHBA Offers Tips to Avoid Unscrupulous Contractors for homeowners scrambling to repair flood damage;
• Wood-Mode After the Storm including tips for drying out cabinets after flooding;
• A look at different types of water damage, and how to protect yourself in Protecting Yourself Against Flood Damage and Water Damage Woes, and finally;
• Storm Protection Resources for Renters and Homeowners

Now October is just around the corner, and many people affected by the spring floods are seeing their reimbursement checks from the insurance company, which means it’s time to look ahead with positivity at the repair and remodeling process. Are you ready to proceed with repairs? Ask yourself the following questions:

Have you talked to a designer?

Sometimes homeowners find a post-storm renovation overwhelming, particularly if the insurance process was challenging and drawn-out. A consultation with a professional designer can help you clarify your vision, better understand the scope of your budget, and get organized enough to begin work with your contractor. Speaking of which…

Have you found a contractor yet?

If not, it’s definitely time to start asking friends and family for a name—or use the GHBA member search—and scheduling interviews with candidates. It’s important that you have a good rapport with your contractor, so consider that as well as things like budget and timeframe.

Have you thought about the logistics?

If you’re remodeling the kitchen, make sure you set up a temporary kitchen elsewhere in the house. If workers will be navigating narrow hallways, remove photos and wall hangings to prevent damage and make passage as easy as possible for the crew. Do you have flooring you need to protect? Talk about that with your contractor to find a solution.

Have you updated your flood insurance?

The good news is, the flood damage is being repaired. The bad news is, it could happen again. It’s important that you understand exactly what types of water damage are covered by your homeowners or renters insurance policy, as well as what types are not covered. A professional insurance agent can help you find the right coverage for maximum protection.

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